Terms of Use

Effective date: November 8, 2026

Welcome to davidrafus.com, operated by 1 Veteran Group ("we," "us"). By using this site you agree to these terms.

1. Use of the site

You may use the site for lawful, personal, or business-information purposes. Don't misuse it, interfere with its operation, or attempt unauthorized access.

2. Coaching and information are not professional advice

Content on this site, in our podcast, and in our coaching is for general business education and encouragement. It is not legal, financial, tax, or investment advice. Results vary, and we make no guarantee of any particular business outcome.

3. Services and payment

Coaching services are provided under the specific terms, scope, and pricing agreed with you before you start. Those agreements apply alongside these terms.

4. Intellectual property

The site's content, logos, text, images, and podcast materials belong to 1 Veteran Group or its licensors. You may not copy, reproduce, or distribute them without written permission, except for personal, non-commercial use.

5. Communications

If you give us your contact details, you agree we may contact you as described in our Privacy Policy, including by text if you opted in. You can opt out any time.

6. Third-party links

The site may link to other sites (such as YouTube, Facebook, and Instagram). We don't control them and aren't responsible for their content or practices.

7. Disclaimer

The site is provided "as is" without warranties of any kind, to the fullest extent permitted by law.

8. Limitation of liability

To the fullest extent permitted by law, 1 Veteran Group is not liable for indirect, incidental, or consequential damages arising from your use of the site.